Client is going to work abroad, and he wishes his money to accrue prior to his arrival. Is this possible?
Yes, this is possible, and it is sufficient to provide the national passport of RT, then he can open deposit account on his name and get props for remittances.
To open a deposit resident is required to have just national passport by the Republic of Tajikistan. If client is non-resident, he can open a deposit by his foreign passport.
What happens if you do not withdraw the funds immediately after the deposit term is over?
If the deposit is prolonged (extended), and the depositor doesn't withdraw his fund in a week, the contract is said to be prolonged automatically for the same term it was signed before. The contract cannot be prolonged for more than one time. And it doesn't need any more additional agreements as it is prolonged according to the preceding contract.
Bank guarantees the deposit's return with accrued interest by all Bank assets. Bank guarantees the confidentiality of the information about the deposit and depositor in accordance with the actual laws of the Republic of Tajikistan.
Is child able to get his deposit, if he is not of legal age yet?
For the reason that the child has no national passport, he can not get his deposit. After the child reaches the legal age and receive a national passport, he is entitled to receive the deposit.
To open a deposit for your child's name, you would show documents proving the relationship with this child. It can be a parent's passport with a note about the children or the birth certificate of the child. By the way, the maximum child's age for deposit system "Bachagona (Children)" is 14.
In accident with (death of) the depositor, can his relatives get his deposit?
Yes, they can, but in 6 months after the case. They would have a certificate of court decision about the inheritance and the death certificate of the depositor by registry office.
What is necessary for preterm withdrawal of invested funds?
In case of preterm withdrawal of funds you should write an application for withdrawal of funds. According to your application, bank gives you your money with the accrued interest on this day.
If I put $1,000 to my deposit, can I get $100 or 200 after some time?
It is possible only in the deposit system "Ozod", which allows you freely to invest and withdraw money at any required time for you. Other deposit systems have an agreement with certain conditions by maturity investments, interest rates, etc. Cashing a certain amount from the deposit ahead of time, you will automatically terminate the old contract and the interest rate is recalculated by 3%.
Can I open a deposit for my foreign passport if I lost my national passport, but I want to open it urgently?
Unfortunately, we can not open a deposit for a foreign passport. But you can take the form of a certificate number 9 from the passport service by which you can achieve the desired effect.
Does my deposit interest rate change if your bank's interest rate has got a change?
They do not change because you had signed before the contract for the specified interest rate and for the certain period of time, during which they operate.
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