Annual balance

Annual Balance 2019


 30, December 2020 
            TJS
ASSETS
Cash 212069684
Balances with the National Bank of Tajikistan 173816367
Funds at other correspondent accounts  285469156
Loans to customers, less allowance for loan losses 1508915986
Securities for trading 14916474
Fixed assets, less accumulated depreciation 72587545
Accounts receivable 84603896
Other assets 91597490
TOTAL ASSETS 2443976598
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks 719449468
Customer accounts, demand deposits 723093300
Customer accounts, accrued deposits 428588297
Other liabilities 122300146
Total liabilities 1993431211
SHAREHOLDERS’ EQUITY:
Share capital 125304690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves 186514984
Qualifying Subordinated Debt 61501520
Retained earnings for financial year 77224193
Total shareholders’ equity 450545387
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  2443976598


Balance of the 3d quarter of 2020


 30, September 2020 
            TJS
ASSETS
Cash 265224201
Balances with the National Bank of Tajikistan 134817822
Funds at other correspondent accounts  318956971
Loans to customers, less allowance for loan losses 1385758921
Securities for trading 14735681
Fixed assets, less accumulated depreciation 74651078
Accounts receivable 54366382
Other assets 45258810
TOTAL ASSETS 2293769866
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks 605869813
Customer accounts, demand deposits 709016439
Customer accounts, accrued deposits 419068530
Other liabilities 110258178
Total liabilities 1844212960

SHAREHOLDERS’ EQUITY:
Share capital 125304690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves 186514984
Qualifying Subordinated Debt 69673360
Retained earnings for financial year 68063872
Total shareholders’ equity 449556906
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  2293769866


Balance of the 2d quarter of 2020


 30, June 2020 
            TJS
ASSETS
Cash 201635513
Balances with the National Bank of Tajikistan
174865364
Funds at other correspondent accounts  237106248
Loans to customers, less allowance for loan losses 1273756528
Securities for trading 12519654
Fixed assets, less accumulated depreciation
76401694
Accounts receivable 48310882
Other assets 31618076
TOTAL ASSETS
2056213959
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
591252039
Customer accounts, demand deposits 565743129
Customer accounts, accrued deposits 399628480
Other liabilities 89155136
Total liabilities
1645778784

SHAREHOLDERS’ EQUITY:
Share capital 125304690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves 186514984
Qualifying Subordinated Debt
72555600
Retained earnings for financial year 26059901
Total shareholders’ equity 410435175
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  2056213959


Balance of the 1st quarter of 2020


 31, March 2020 
            TJS
ASSETS
Cash
212708180
Balances with the National Bank of Tajikistan
88518436
Funds at other correspondent accounts 
197258764
Loans to customers, less allowance for loan losses
1477884710
Securities for trading
12519654
Fixed assets, less accumulated depreciation
79495186
Accounts receivable
31376041
Other assets
20347139
TOTAL ASSETS
2120108110
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
622577568
Customer accounts, demand deposits
589343636
Customer accounts, accrued deposits
435226912
Other liabilities
77443326
Total liabilities
1724591442

SHAREHOLDERS’ EQUITY:
Share capital
125304690
Retained earnings for prior periods
49063000
Revalution reserves 0
Other reserves
137451984
Qualifying Subordinated Debt
71124120
Retained earnings for financial year
12572874
Total shareholders’ equity
395516668
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
2120108110


Annual Balance 2019


 31, December 2019
            TJS
ASSETS
Cash
245902912
Balances with the National Bank of Tajikistan
139988580
Funds at other correspondent accounts 
190579913
Loans to customers, less allowance for loan losses
1360432308
Securities for trading
12519654
Fixed assets, less accumulated depreciation
82838793
Accounts receivable
52570250
Other assets
20358544
TOTAL ASSETS
2105190954
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
687651979
Customer accounts, demand deposits
552886542
Customer accounts, accrued deposits
410782811
Other liabilities
64060985
Total liabilities
1715382317

SHAREHOLDERS’ EQUITY:
Share capital
125 304 690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves
137451984
Qualifying Subordinated Debt
68102880
Retained earnings for financial year
58949083
Total shareholders’ equity
389808637
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
2105190954


Balance of the 3d quarter of 2019


 30, September 2019
            TJS
ASSETS
Cash
265 654 757
Balances with the National Bank of Tajikistan
93 986 944
Funds at other correspondent accounts 
56 456 503
Loans to customers, less allowance for loan losses
1 296 191 054
Securities for trading
47 586 012
Fixed assets, less accumulated depreciation
86 091 231
Accounts receivable
43 229 929
Other assets
23 001 311
TOTAL ASSETS
1 912 197 741
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
607 321 548
Customer accounts, demand deposits
455 540 672
Customer accounts, accrued deposits
391 699 088
Other liabilities
56 969 880
Total liabilities
1 511 531 188

SHAREHOLDERS’ EQUITY:
Share capital
125 304 690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves
137 451 984
Qualifying Subordinated Debt
81 128 000
Retained earnings for financial year
56 781 879
Total shareholders’ equity
400 666 553
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
1 912 197 741


Balance of the 2d quarter of 2019


 30, June 2019
            TJS
ASSETS
Cash
317648590
Balances with the National Bank of Tajikistan
132033126
Funds at other correspondent accounts 
74612660
Loans to customers, less allowance for loan losses
1271360448
Securities for trading
27090319
Fixed assets, less accumulated depreciation
85775571
Accounts receivable
76336487
Other assets
36575715
TOTAL ASSETS
2021432916
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
673960240
Customer accounts, demand deposits
528288162
Customer accounts, accrued deposits
390796772
Other liabilities
69983483
Total liabilities
1663028657
SHAREHOLDERS’ EQUITY:
Share capital
125304690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves
137451984
Qualifying Subordinated Debt
59244800
Retained earnings for financial year
36402785
Total shareholders’ equity
358404259
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
2021432916


Balance of the 1st quarter of 2019

Title items March  31, 2019
            TJS
ASSETS               
Cash
327594672
Balances with the National Bank of Tajikistan
75449153
Funds at other correspondent accounts 
158546700
Loans to customers, less allowance for loan losses
1250062743
Securities for trading
28889663
Fixed assets, less accumulated depreciation
90111359
Accounts receivable
52442612
Other assets
22398938
TOTAL ASSETS
2005495840
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
592202765
Customer accounts, demand deposits
587072349
Customer accounts, accrued deposits
406553884
Other liabilities
73013268
Total liabilities
1658842266
SHAREHOLDERS’ EQUITY:
Share capital
125304690
Retained earnings for prior periods
39006528
Revalution reserves 0
Other reserves
98445456
Qualifying Subordinated Debt
71543267
Retained earnings for financial year
12353633
Total shareholders’ equity
346653574
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
2005495840


Annual Balance 2018

Title items December 31, 2018
ASSETS
Cash
155 013 431
Balances with the National Bank of Tajikistan
254 022 128
Funds at other correspondent accounts 
137 914 166
Loans to customers, less allowance for loan losses
1 232 643 851
Securities for trading
2 441 777
Fixed assets, less accumulated depreciation
95 437 696
Accounts receivable
71 809 918
Other assets
2 746 048
TOTAL ASSETS
1 952 029 015
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
647 907 900
Customer accounts, demand deposits
461 971 286
Customer accounts, accrued deposits
416 662 677
Other liabilities
90 837 878
Total liabilities
1 617 379 741
SHAREHOLDERS’ EQUITY:
Share capital
125 304 690
Other reserves
98 445 456
Qualifying Subordinated Debt
71 892 600
Retained earnings for financial year
39 006 528
Total shareholders’ equity
334 649 274
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
1 952 029 015


Balance of the 3d quarter of 2018

Title items Sep 30, 2018
          TJS
ASSETS
Cash
302 041 667
Balances with the National Bank of Tajikistan
210 499 439
Funds at other correspondent accounts 
42 209 245
Loans to customers, less allowance for loan losses
1 186 988 177
Securities for trading
73 466 727
Fixed assets, less accumulated depreciation
88 015 121
Accounts receivable
74 761 952
Other assets
7 554 441
TOTAL ASSETS
1 985 536 769
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
609 642 050
Customer accounts, demand deposits
539 335 171
Customer accounts, accrued deposits
434 228 386
Other liabilities
68 599 442
Total liabilities
1 651 805 049
SHAREHOLDERS’ EQUITY:
Share capital
125 304 690
Retained earnings for prior periods   0
Revalution reserves 0
Other reserves
98 445 456
Qualifying Subordinated Debt
72 213 100
Retained earnings for financial year
37 768 474
Total shareholders’ equity
333 731 720
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
1 985 536 769


Balance of the 2d quarter of 2018

Title items June 30, 2018
           TJS

ASSETS
Cash
332 603 221
Balances with the National Bank of Tajikistan
148 571 827
Funds at other correspondent accounts 
50 667 803
Loans to customers, less allowance for loan losses
1 160 756 725
Securities for trading
50 400 906
Fixed assets, less accumulated depreciation
92 764 769
Accounts receivable
78 792 502
Other assets
14 874 593
TOTAL ASSETS
1 929 432 346
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
544 352 801
Customer accounts, demand deposits
571 501 380
Customer accounts, accrued deposits
435 473 614
Other liabilities
64 142 268
Total liabilities
1 615 470 063
SHAREHOLDERS’ EQUITY:
Share capital
125 304 690
Other reserves
98 445 456
Qualifying Subordinated Debt
70 206 733
Retained earnings for financial year
20 005 404
Total shareholders’ equity
313 962 283
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
1 929 432 346


Balance of the 1st quarter of 2018

Title items March  31, 2018
            TJS
ASSETS
Cash
353 394 476
Balances with the National Bank of Tajikistan
128 294 135
Funds at other correspondent accounts 
187 586 787
Loans to customers, less allowance for loan losses
1 086 413 303
Securities for trading
6 388 518
Fixed assets, less accumulated depreciation
90 758 346
Accounts receivable
71 743 425
Other assets
16 316 803
TOTAL ASSETS
1 940 895 793
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
637 384 527
Customer accounts, demand deposits
474 545 619
Customer accounts, accrued deposits
448 254 426
Other liabilities
63 262 150
Total liabilities
1 623 446 722
SHAREHOLDERS’ EQUITY:
Share capital
125 304 690
Retained earnings for prior periods
25 268 926
Revalution reserves 0
Other reserves
83 401 914
Qualifying Subordinated Debt
73 448 333
Retained earnings for financial year
10 025 208
Total shareholders’ equity
317 449 071
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
1 940 895 793


Annual Balance 2017

Title items December 31, 2017
ASSETS
Cash
258 751 022
Balances with the National Bank of Tajikistan
106 794 566
Funds at other correspondent accounts 
287 715 085
Loans to customers, less allowance for loan losses
1 121 059 541
Securities for trading
38 308 370
Fixed assets, less accumulated depreciation
99 597 350
Accounts receivable
116 222 565
Other assets
8 400 490
TOTAL ASSETS
2 036 848 989
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
612 014 885
Customer accounts, demand deposits
528 591 089
Customer accounts, accrued deposits
549 830 638
Other liabilities
68 008 982
Total liabilities
1 758 445 594
SHAREHOLDERS’ EQUITY:
Share capital
125 304 690
Other reserves
83 401 914
Qualifying Subordinated Debt
38 803 600
Retained earnings for financial year
30 893 191
Total shareholders’ equity
278 403 395
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
2 036 848 989


Balance of the 3d quarter of 2017

Title items sep 30, 2017
ASSETS
Cash 260 644 372
Balances with the National Bank of Tajikistan 114 435 339
Funds at other correspondent accounts  172 860 724
Loans to customers, less allowance for loan losses 1 104 630 405
Securities for trading 20 945 066
Fixed assets, less accumulated depreciation 95 992 526
Accounts receivable 132 580 809
Other assets 7 416 638
TOTAL ASSETS 1 909 505 879
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks 624 610 681
Customer accounts, demand deposits 392 266 556
Customer accounts, accrued deposits 535 085 441
Other liabilities 57 601 540
Total liabilities 1 609 564 218
SHAREHOLDERS’ EQUITY:
Share capital 125 304 690
Retained earnings for prior periods   0
Revalution reserves 0
Other reserves 89 403 617
Qualifying Subordinated Debt 59 840 680
Retained earnings for financial year 25 392 674
Total shareholders’ equity 299 941 661
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  1 909 505 879


Balance of the 2d quarter of 2017

Title items June 30, 2017
ASSETS
Cash 223 552 678
Balances with the National Bank of Tajikistan 72 931 533
Funds at other correspondent accounts  94 692 635
Loans to customers, less allowance for loan losses 1 069 324 483
Securities for trading 40 167 621
Fixed assets, less accumulated depreciation 89 896 232
Accounts receivable 143 441 304
Other assets 21 908 875
TOTAL ASSETS 1 755 915 361
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks 570 803 471
Customer accounts, demand deposits 321 890 023
Customer accounts, accrued deposits 516 768 728
Other liabilities 58 438 319
Total liabilities 1 467 900 541
SHAREHOLDERS’ EQUITY:
Share capital 125 304 690
Retained earnings for prior periods   0
Revalution reserves 0
Other reserves 89 403 617
Qualifying Subordinated Debt 59 909 360
Retained earnings for financial year 13 397 153
Total shareholders’ equity 288 014 820
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  1 755 915 361


Balance of the 1st quarter of 2017

Title items March  31, 2017
ASSETS
Cash 314 685 794
Balances with the National Bank of Tajikistan 99 851 324
Funds at other correspondent accounts  220 660 735
Loans to customers, less allowance for loan losses 965 308 373
Securities for trading 42 351 844
Fixed assets, less accumulated depreciation 85 716 749
Accounts receivable 74 852 806
Other assets 8 674 517
TOTAL ASSETS 1 812 102 142
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks 613 473 712
Customer accounts, demand deposits 379 697 187
Customer accounts, accrued deposits 492 580 184
Other liabilities 42 326 193
Total liabilities 1 528 077 276
SHAREHOLDERS’ EQUITY:
Share capital 125 304 690
Retained earnings for prior periods   26 037 965
Revalution reserves 0
Other reserves 69 283 039
Qualifying Subordinated Debt 55 959 240
Retained earnings for financial year 7 439 932
Total shareholders’ equity 284 024 866
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  1 812 102 142


Annual Balance 2016

Title items December 31, 2016
ASSETS
Cash 152 630 290
Balances with the National Bank of Tajikistan 139 026 059
Funds at other correspondent accounts  230 631 786
Loans to customers, less allowance for loan losses 909 769 166
Securities for trading 51 553 660
Fixed assets, less accumulated depreciation 84 775 616
Accounts receivable 72 380 048
Other assets 37 213 720
TOTAL ASSETS 1 677 980 345
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks 538 496 414
Customer accounts, demand deposits 352 726 476
Customer accounts, accrued deposits 448 924 437
Other liabilities 63 649 164
Total liabilities 1 403 796 491
SHAREHOLDERS’ EQUITY:
Share capital 125 304 690
Retained earnings for prior periods 0
Revalution reserves 0
Other reserves 69 283 039
Qualifying Subordinated Debt 53 558 160
Retained earnings for financial year 26 037 965
Total shareholders’ equity 274 183 854
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  1 677 980 345


Annual Balance 2015

Title items December 31, 2015
ASSETS
Cash 219 711 824
Balances with the National Bank of Tajikistan 55 638 719
Funds at others correspondent accounts  296 177 225
Loans to customers, less allowance for loan losses 866 999 928
Securities for trade 0
Fixed assets, less accumulated depreciation 79 082 379
Accounts receivable 51 383 058
Other assets 11 288 125
TOTAL ASSETS 1 580 281 258
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks 706 208 023
Customer accounts, demand deposits 160 619 142
Customer accounts, accrued deposits 378 806 506
Other liabilities 43 255 157
Total liabilities 1 288 888 828

SHAREHOLDERS’ EQUITY:
Share capital 125 304 690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves
58 763 360
Qualifying Subordinated Debt 81 086 320
Retained earnings for financial year 26 238 060
Total shareholders’ equity 291 392 430
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  1 580 281 258


Annual Balance 2014

Title items December 31, 2014
   
ASSETS  
Cash 177,404,979
Balances with the National Bank of Tajikistan 78,068,171
Funds at others correspondent accounts  105,030,978
Loans to customers, less allowance for loan losses 857,383,486
Securities for trade 0
Fixed assets, less accumulated depreciation 68,242,093
Accounts receivable 22,206,709
Other assets 12,860,863
TOTAL ASSETS 1,321,197,279
   
LIABILITIES AND SHAREHOLDERS’ EQUITY  
LIABILITIES  
Loans and advances from banks 608,912,437
Customer accounts, demand deposits 119,070,181
Customer accounts, accrued deposits 295,718,321
Other liabilities 41,806,905
Total liabilities 1,065,507,844
   
SHAREHOLDERS’ EQUITY:  
Share capital 16,344,090
Retained earnings for prior periods 86,157,401
Revalution reserves 0
Other reserves 24,840,301
Qualifying Subordinated Debt 61,571,640
Retained earnings for financial year 66,776,003
Total shareholders’ equity 255,689,435
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  1,321,197,279


Annual Balance 2013

ASSETS


Cash

118 617 829

Balances with the National Bank of Tajikistan

82 311 142

Funds at others correspondent accounts

46 657 830

Loans to customers, less allowance for loan losses

574 377 506

Securities for trade

202 344

Fixed assets, less accumulated depreciation

48 340 269

Accounts receivable

19 383 463

Other assets

9 467 943

TOTAL ASSETS

899 358 326



LIABILITIES AND SHAREHOLDERS’ EQUITY


LIABILITIES


Loans and advances from banks

395 943 936

Customer accounts, demand deposits

92 625 920

Customer accounts, accrued deposits

237 589 729

Other liabilities

27 403 224

Total liabilities

753 562 809



SHAREHOLDERS’ EQUITY:


Share capital

16 344 090

Retained earnings for prior periods

49 528 475

Revalution reserves

0

Other reserves

22 507 401

Qualifying Subordinated Debt

9 548 200

Retained earnings for financial year

47 867 351

Total shareholders’ equity

145 795 517

TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY

899 358 326


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