Annual balance

Balance of the 2nd quarter of 2023

Title items June 30, 2023
            TJS
ASSETS
Cash
607242146
Balances with the National Bank of Tajikistan
472249788
Funds at other correspondent accounts 
661684248
Loans to customers, less allowance for loan losses
2821366357
Securities for trading
24682726
Fixed assets, less accumulated depreciation
111849891
Accounts receivable
245128006
Other assets
24848089
TOTAL ASSETS
4969051251
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
1414425287
Customer accounts, demand deposits
1367681972
Customer accounts, accrued deposits
1101157212
Other liabilities
175356390
Total liabilities
4058620861
SHAREHOLDERS’ EQUITY:
Share capital
125304690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves
588459007
Qualifying Subordinated Debt
66677160
Retained earnings for financial year
129989533
Total shareholders’ equity
910430390
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
4969051251


Balance of the 1st quarter of 2023


 31, March 2023 
            TJS
ASSETS
Cash 538579618
Balances with the National Bank of Tajikistan 344071774
Funds at other correspondent accounts  560067320
Loans to customers, less allowance for loan losses 2693266604
Securities for trade 26855726
Fixed assets, less accumulated depreciation 110008367
Accounts receivable 200543684
Other assets 10337714
TOTAL ASSETS 4483730807
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks 1097648335
Customer accounts, demand deposits 1301078077
Customer accounts, accrued deposits 1010672388
Other liabilities 185247789
Total liabilities 3594646589


SHAREHOLDERS’ EQUITY:
Share capital 125304690
Retained earnings for prior periods
324974581
Revalution reserves 0
Other reserves 317964726
Qualifying Subordinated Debt 66669480
Retained earnings for financial year  54170741
Total shareholders’ equity 889084218
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  4483730807


Annual Balance 2022


 31, December 2022 
            TJS
ASSETS
Cash 580999889
Balances with the National Bank of Tajikistan 383090105
Funds at other correspondent accounts  482779912
Loans to customers, less allowance for loan losses 2452689331
Securities for trade 105855726
Fixed assets, less accumulated depreciation 108845001
Accounts receivable 141356378
Other assets 8895241
TOTAL ASSETS 4264511583
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks 1170139249
Customer accounts, demand deposits 1235091183
Customer accounts, accrued deposits 862084446
Other liabilities 174688561
Total liabilities 3442003439


SHAREHOLDERS’ EQUITY:
Share capital 125304690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves 317964726
Qualifying Subordinated Debt 62040840
Retained earnings for financial year 317197888
Total shareholders’ equity 822508144
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  4264511583


Balance of the 3d quarter of 2022

30, September 2022,                 
            TJS
ASSETS
Cash
408278435
Balances with the National Bank of Tajikistan 497458428
Funds at other correspondent accounts  318575847
Loans to customers, less allowance for loan losses 2267803893
Securities for trading 76855726
Fixed assets, less accumulated depreciation
 98048154
Accounts receivable 200582210
Other assets 23510531
TOTAL ASSETS 3891113224
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
970060902
Customer accounts, demand deposits
1159506510
Customer accounts, accrued deposits
779586376
Other liabilities 217303156
Total liabilities
3126456944

SHAREHOLDERS’ EQUITY:
Share capital 125304690
Retained earnings for prior periods 0
Revalution reserves 0
Other reserves 317964726
Qualifying Subordinated Debt
87524160
Retained earnings for financial year
233862704
Total shareholders’ equity
 764656280
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  3891113224


Balance of the 2nd quarter of 2022

30, June 2022,                 
            TJS
ASSETS
Cash
420896501
Balances with the National Bank of Tajikistan 505659412
Funds at other correspondent accounts  207229140
Loans to customers, less allowance for loan losses 1993129560
Securities for trading 26855726
Fixed assets, less accumulated depreciation
93305124
Accounts receivable 353925980
Other assets 84278584
TOTAL ASSETS 3685280027
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
897 125 997
Customer accounts, demand deposits
1 198 997 238
Customer accounts, accrued deposits
704 271 049
Other liabilities 201475122
Total liabilities
3001869406

SHAREHOLDERS’ EQUITY:
Share capital 125304690
Retained earnings for prior periods 0
Revalution reserves 0
Other reserves 317964726
Qualifying Subordinated Debt
96050600
Retained earnings for financial year
144090605
Total shareholders’ equity
683410621
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  3685280027


Balance of the 1st quarter of 2022


 31, March 2022,                 
            TJS
ASSETS
Cash
333169948
Balances with the National Bank of Tajikistan 333424883
Funds at other correspondent accounts  361222754
Loans to customers, less allowance for loan losses 2099150994
Securities for trading 15497726
Fixed assets, less accumulated depreciation
91250798
Accounts receivable 203117298
Other assets 132801061
TOTAL ASSETS 3569635462
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks 1079677467
Customer accounts, demand deposits 1063758538
Customer accounts, accrued deposits 643538542
Other liabilities 156523144
Total liabilities
2943497691

SHAREHOLDERS’ EQUITY:
Share capital 125304690
Retained earnings for prior periods 115965672
Revalution reserves 0
Other reserves 228554280
Qualifying Subordinated Debt
119 597 400
Retained earnings for financial year
36715729
Total shareholders’ equity
626137771
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  3569635462


Annual Balance 2021


 31, December 2021 
            TJS
ASSETS
Cash 359921262
Balances with the National Bank of Tajikistan 262496631
Funds at other correspondent accounts  238969354
Loans to customers, less allowance for loan losses 2018158048
Securities for trading 17165326
Fixed assets, less accumulated depreciation 94627276
Accounts receivable 141100049
Other assets 116446175
TOTAL ASSETS 3248884121
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks 1048234901
Customer accounts, demand deposits 911998537
Customer accounts, accrued deposits 589457940
Other liabilities 124673501
Total liabilities 2674364879
SHAREHOLDERS’ EQUITY:
Share capital 125304690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves 228554280
Qualifying Subordinated Debt 104694600
Retained earnings for financial year 115965672
Total shareholders’ equity 574519242
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  3248884121


Balance of the 3d quarter of 2021


 30, September 2021           
            TJS
ASSETS
Cash 374781319
Balances with the National Bank of Tajikistan 149548137
Funds at other correspondent accounts  273173712
Loans to customers, less allowance for loan losses 1852729598
Securities for trading 27795519
Fixed assets, less accumulated depreciation
85667501
Accounts receivable 90131245
Other assets 139113690
TOTAL ASSETS 2992940721
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks 1041732343
Customer accounts, demand deposits 752363295
Customer accounts, accrued deposits 555120557
Other liabilities 145779324
Total liabilities
2494995519

SHAREHOLDERS’ EQUITY:
Share capital 125304690
Retained earnings for prior periods 0
Revalution reserves 0
Other reserves 228554280
Qualifying Subordinated Debt
54243080
Retained earnings for financial year 89843152
Total shareholders’ equity
497945202
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  2992940721


Balance of the 2d quarter of 2021


 30, June 2021           
            TJS
ASSETS
Cash 310978379
Balances with the National Bank of Tajikistan 212888390
Funds at other correspondent accounts  304317374
Loans to customers, less allowance for loan losses 1800733723
Securities for trading 25864603
Fixed assets, less accumulated depreciation
77907250
Accounts receivable 69718274
Other assets 157119661
TOTAL ASSETS 2959527654
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks 1075026301
Customer accounts, demand deposits 723193566
Customer accounts, accrued deposits 506903742
Other liabilities 172117855
Total liabilities
2477241464

SHAREHOLDERS’ EQUITY:
Share capital 125304690
Retained earnings for prior periods 0
Revalution reserves 0
Other reserves 228554280
Qualifying Subordinated Debt
60316000
Retained earnings for financial year 68111220
Total shareholders’ equity
482286190
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  2959527654


Balance of the 1st quarter of 2021


 31, March 2021           
            TJS
ASSETS
Cash
270015951
Balances with the National Bank of Tajikistan
118093995
Funds at other correspondent accounts 
222493458
Loans to customers, less allowance for loan losses
1707626771
Securities for trading
25887452
Fixed assets, less accumulated depreciation
72806102
Accounts receivable
49015465
Other assets
91971143
TOTAL ASSETS
2557910337
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
765167715
Customer accounts, demand deposits
705480601
Customer accounts, accrued deposits
480459545
Other liabilities
124524231
Total liabilities
2075632092

SHAREHOLDERS’ EQUITY:
Share capital
125304690
Retained earnings for prior periods
74727476
Revalution reserves 0
Other reserves
186514984
Qualifying Subordinated Debt
59797160
Retained earnings for financial year
35933935
Total shareholders’ equity
482278245
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
2557910337


Annual Balance 2020


 30, December 2020 
            TJS
ASSETS
Cash 212069684
Balances with the National Bank of Tajikistan 173816367
Funds at other correspondent accounts  285469156
Loans to customers, less allowance for loan losses 1508915986
Securities for trading 14916474
Fixed assets, less accumulated depreciation 72587545
Accounts receivable 84603896
Other assets 91597490
TOTAL ASSETS 2443976598
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks 719449468
Customer accounts, demand deposits 723093300
Customer accounts, accrued deposits 428588297
Other liabilities 122300146
Total liabilities 1993431211
SHAREHOLDERS’ EQUITY:
Share capital 125304690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves 186514984
Qualifying Subordinated Debt 61501520
Retained earnings for financial year 77224193
Total shareholders’ equity 450545387
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  2443976598


Balance of the 3d quarter of 2020


 30, September 2020 
            TJS
ASSETS
Cash 265224201
Balances with the National Bank of Tajikistan 134817822
Funds at other correspondent accounts  318956971
Loans to customers, less allowance for loan losses 1385758921
Securities for trading 14735681
Fixed assets, less accumulated depreciation 74651078
Accounts receivable 54366382
Other assets 45258810
TOTAL ASSETS 2293769866
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks 605869813
Customer accounts, demand deposits 709016439
Customer accounts, accrued deposits 419068530
Other liabilities 110258178
Total liabilities 1844212960

SHAREHOLDERS’ EQUITY:
Share capital 125304690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves 186514984
Qualifying Subordinated Debt 69673360
Retained earnings for financial year 68063872
Total shareholders’ equity 449556906
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  2293769866


Balance of the 2d quarter of 2020


 30, June 2020 
            TJS
ASSETS
Cash 201635513
Balances with the National Bank of Tajikistan
174865364
Funds at other correspondent accounts  237106248
Loans to customers, less allowance for loan losses 1273756528
Securities for trading 12519654
Fixed assets, less accumulated depreciation
76401694
Accounts receivable 48310882
Other assets 31618076
TOTAL ASSETS
2056213959
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
591252039
Customer accounts, demand deposits 565743129
Customer accounts, accrued deposits 399628480
Other liabilities 89155136
Total liabilities
1645778784

SHAREHOLDERS’ EQUITY:
Share capital 125304690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves 186514984
Qualifying Subordinated Debt
72555600
Retained earnings for financial year 26059901
Total shareholders’ equity 410435175
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY  2056213959


Balance of the 1st quarter of 2020


 31, March 2020 
            TJS
ASSETS
Cash
212708180
Balances with the National Bank of Tajikistan
88518436
Funds at other correspondent accounts 
197258764
Loans to customers, less allowance for loan losses
1477884710
Securities for trading
12519654
Fixed assets, less accumulated depreciation
79495186
Accounts receivable
31376041
Other assets
20347139
TOTAL ASSETS
2120108110
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
622577568
Customer accounts, demand deposits
589343636
Customer accounts, accrued deposits
435226912
Other liabilities
77443326
Total liabilities
1724591442

SHAREHOLDERS’ EQUITY:
Share capital
125304690
Retained earnings for prior periods
49063000
Revalution reserves 0
Other reserves
137451984
Qualifying Subordinated Debt
71124120
Retained earnings for financial year
12572874
Total shareholders’ equity
395516668
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
2120108110


Annual Balance 2019


 31, December 2019
            TJS
ASSETS
Cash
245902912
Balances with the National Bank of Tajikistan
139988580
Funds at other correspondent accounts 
190579913
Loans to customers, less allowance for loan losses
1360432308
Securities for trading
12519654
Fixed assets, less accumulated depreciation
82838793
Accounts receivable
52570250
Other assets
20358544
TOTAL ASSETS
2105190954
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
687651979
Customer accounts, demand deposits
552886542
Customer accounts, accrued deposits
410782811
Other liabilities
64060985
Total liabilities
1715382317

SHAREHOLDERS’ EQUITY:
Share capital
125 304 690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves
137451984
Qualifying Subordinated Debt
68102880
Retained earnings for financial year
58949083
Total shareholders’ equity
389808637
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
2105190954


Balance of the 3d quarter of 2019


 30, September 2019
            TJS
ASSETS
Cash
265 654 757
Balances with the National Bank of Tajikistan
93 986 944
Funds at other correspondent accounts 
56 456 503
Loans to customers, less allowance for loan losses
1 296 191 054
Securities for trading
47 586 012
Fixed assets, less accumulated depreciation
86 091 231
Accounts receivable
43 229 929
Other assets
23 001 311
TOTAL ASSETS
1 912 197 741
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
607 321 548
Customer accounts, demand deposits
455 540 672
Customer accounts, accrued deposits
391 699 088
Other liabilities
56 969 880
Total liabilities
1 511 531 188

SHAREHOLDERS’ EQUITY:
Share capital
125 304 690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves
137 451 984
Qualifying Subordinated Debt
81 128 000
Retained earnings for financial year
56 781 879
Total shareholders’ equity
400 666 553
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
1 912 197 741


Balance of the 2d quarter of 2019


 30, June 2019
            TJS
ASSETS
Cash
317648590
Balances with the National Bank of Tajikistan
132033126
Funds at other correspondent accounts 
74612660
Loans to customers, less allowance for loan losses
1271360448
Securities for trading
27090319
Fixed assets, less accumulated depreciation
85775571
Accounts receivable
76336487
Other assets
36575715
TOTAL ASSETS
2021432916
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
673960240
Customer accounts, demand deposits
528288162
Customer accounts, accrued deposits
390796772
Other liabilities
69983483
Total liabilities
1663028657
SHAREHOLDERS’ EQUITY:
Share capital
125304690
Retained earnings for prior periods
0
Revalution reserves 0
Other reserves
137451984
Qualifying Subordinated Debt
59244800
Retained earnings for financial year
36402785
Total shareholders’ equity
358404259
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
2021432916


Balance of the 1st quarter of 2019

Title items March  31, 2019
            TJS
ASSETS               
Cash
327594672
Balances with the National Bank of Tajikistan
75449153
Funds at other correspondent accounts 
158546700
Loans to customers, less allowance for loan losses
1250062743
Securities for trading
28889663
Fixed assets, less accumulated depreciation
90111359
Accounts receivable
52442612
Other assets
22398938
TOTAL ASSETS
2005495840
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
592202765
Customer accounts, demand deposits
587072349
Customer accounts, accrued deposits
406553884
Other liabilities
73013268
Total liabilities
1658842266
SHAREHOLDERS’ EQUITY:
Share capital
125304690
Retained earnings for prior periods
39006528
Revalution reserves 0
Other reserves
98445456
Qualifying Subordinated Debt
71543267
Retained earnings for financial year
12353633
Total shareholders’ equity
346653574
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
2005495840


Annual Balance 2018

Title items December 31, 2018
ASSETS
Cash
155 013 431
Balances with the National Bank of Tajikistan
254 022 128
Funds at other correspondent accounts 
137 914 166
Loans to customers, less allowance for loan losses
1 232 643 851
Securities for trading
2 441 777
Fixed assets, less accumulated depreciation
95 437 696
Accounts receivable
71 809 918
Other assets
2 746 048
TOTAL ASSETS
1 952 029 015
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
647 907 900
Customer accounts, demand deposits
461 971 286
Customer accounts, accrued deposits
416 662 677
Other liabilities
90 837 878
Total liabilities
1 617 379 741
SHAREHOLDERS’ EQUITY:
Share capital
125 304 690
Other reserves
98 445 456
Qualifying Subordinated Debt
71 892 600
Retained earnings for financial year
39 006 528
Total shareholders’ equity
334 649 274
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
1 952 029 015


Balance of the 3d quarter of 2018

Title items Sep 30, 2018
          TJS
ASSETS
Cash
302 041 667
Balances with the National Bank of Tajikistan
210 499 439
Funds at other correspondent accounts 
42 209 245
Loans to customers, less allowance for loan losses
1 186 988 177
Securities for trading
73 466 727
Fixed assets, less accumulated depreciation
88 015 121
Accounts receivable
74 761 952
Other assets
7 554 441
TOTAL ASSETS
1 985 536 769
LIABILITIES AND SHAREHOLDERS’ EQUITY
LIABILITIES
Loans and advances from banks
609 642 050
Customer accounts, demand deposits
539 335 171
Customer accounts, accrued deposits
434 228 386
Other liabilities
68 599 442
Total liabilities
1 651 805 049
SHAREHOLDERS’ EQUITY:
Share capital
125 304 690
Retained earnings for prior periods   0
Revalution reserves 0
Other reserves
98 445 456
Qualifying Subordinated Debt
72 213 100
Retained earnings for financial year
37 768 474
Total shareholders’ equity
333 731 720
TOTAL LIABILITIES AND SHAREHOLDERS’  EQUITY 
1 985 536 769


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