Savings and deposits

Deposit "Ozod"

This deposit is made as a money box, because there is no any restriction in funding operations execution.

Deposit terms:
You are free to make aditional savings with no limits. Interests are payed every month, and they increase the base amount on the first working day of every month. Constant unchangeable bank balance is 10 monetary units of the contract currency.

Interest rate:

National currency (TJS)

3% annual

USD

3% annual

EUR  

3% annual

RUB

3% annual



Deposit "Bachagona"

Deposit is aimed on those, who possess free funds and concerned on savings for their child during long period of time. Interest capitalization gives you a big deal at the agreement closing.

Deposit conditions:

This deposit is executed jointly on the child's name and the name of one of the parents. Deposit is available for additional payments, but the period of the last six months of the agreement. Interests are added every month to the main saving increasing its amount.

Interest rate:

TJS

18% annual

USD

9% annual

EUR

7% annual

RUB

7% annual



Deposit "Kharidi foidanok"

Deposit is aimed on those, who plans to make big shopping or event required big costs, but covering them for their savings.

Deposit conditions:

You are able to do saving replenishments with additional contributions before the half of the agreement term. Accrued interest is paid every six months to the customer's current account. Deposit term is 365 days.

Minimum amount on deposit

Currency

Interest rate

500

TJS

20% annual

100     

USD

10% annual

100

EUR

8% annual

3000

RUB

8% annual


Deposit "Kharidi foidanok +"

Intended for people who want to earn interest at maturity.

Terms of contribution:

Replenishment is not allowed, accrued interest is added to the principal amount of the contribution in each financial quarter of the year. Deposit period is 365 days.

Interest rate:

    
Deposit  
minimum amount 
Currency
500   
National currency20% annual
100   
USD   
10% annual
100   
EURO   
8% annual
3000   
Russian Ruble
8% annual

   


  


Deposit "Zakhirashavanda"

This deposit is suitable for the clients who want to invest their money for a certain period of time and due to the capitalization of interest to get large income at the end of contract.

Terms of contribution:

Replenishment to the deposit is not allowed. Interest is calculated on a monthly basis, and it is added to the main amount at the beginning of each month.

Interest rate:

Deposit minimum amount Currency from 30 to 99 days from 100 to 189 days
from 190 to 279 daysfrom 280 to 364 days 365 days
500National currency (TJS)
6% annual
10% annual
12% annual14% annual
18% annual
100USD
3% annual4% annual5% annual6% annual8% annual
100
EURO3% annual4% annual5% annual
6% annual7% annual
3000 
RUB3% annual
4%  annual 
5% annual6% annual7% annual



Deposit "Daromadi ustuvor"

The deposit is intended for people who have available free cash resources and are interested in receiving monthly income as interest on deposits.

Terms of contribution:


Replenishment is allowed up to half of the maturity of the contract. Interest is calculated and paid monthly.

Interest rate:

Deposit minimum amountCurrency from 30 to 99 daysfrom 100 to 189 daysfrom 190 to 279 daysfrom 280 to 364 days365 days
500National currency8% annual12% annual14% annual16% annual20% annual
100Dollar    3% annual4% annual5% annual6% annual8% annual
100
Euro
3% annual
4% annual
5% annual
6% annual
7% annual
3000
Russian Rouble
3% annual
4% annual
5% annual
6% annual
8% annual


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