Savings and deposits

Deposit "Ozod"

This deposit is made as a money box, because there is no any restriction in funding operations execution.

Deposit terms:
You are free to make aditional savings with no limits. Interests are payed every month, and they increase the base amount on the first working day of every month. Constant unchangeable balance would be 10 monetary units of the contract currency.

Interest rate:

National currency (TJS)

3% annual

USD

3% annual

EUR  

3% annual

RUB

3% annual



Deposit "Bachagona"

Deposit is aimed on those, who possess free funds and concerned on savings for their child during long period of time. Interest capitalization gives you a big deal at the agreement closing.

Deposit conditions:

This deposit is executed jointly on the child's name and the name of one of the parents. Deposit is available for additional payments, but the period of the last six months of the agreement. Interests are added every month to the main saving increasing its amount.

Interest rate:

Currency
Rate

TJS

18% annual

USD

8% annual

EUR

6% annual

RUB

6% annual



Deposit "Kharidi foidanok"

Deposit is aimed on those, who plans to make big shopping or event required big costs, but covering them for their savings.

Deposit conditions:

You are able to do saving replenishments before the half of the agreement term. Accrued interest is paid every six months to the customer's current account. Minimum deposit term is 365 days.

Minimum amount on deposit

Currency

Minimum term 365 days
Maximum term 731 day

1000

TJS

20% annual

20% annual

100     

USD

8% annual

9% annual

100

EUR

6% annual

6% annual

5000

RUB

6% annual

6% annual


Deposit "Kharidi foidanok +"

Developed for those who want to earn interest at maturity.

Deposit conditions:

Replenishment is not allowed, accrued interest is added to the principal amount of the contribution in each financial quarter of the year. Deposit period is 365 days.

Interest rate:

Deposit minimum amount   Currency Minimum term 365 days
Maximum term 731 day
1000   
National (TJS)
20% annual 20% annual
100   
USD   
8% annual9% annual
100   
EUR
6% annual6% annual
5000   
RUB
6% annual6% annual

   


  


Deposit "Zakhirashavanda"

This deposit is suitable for the clients wishing to invest their money for the certain period of time and to get quite large income at the end of contract due to the capitalization of interest.

Deposit conditions:

Replenishment to the deposit is not allowed. Interest is calculated on a monthly basis, which is added to the main amount at the beginning of each month.

Interest rate:

Deposit minimum amount Currency from 100 to 189 days
from 190 to 279 daysfrom 280 to 364 days 365 days
1000National currency (TJS)
10% annual
12% annual14% annual
18% annual
100USD
3% annual4% annual5% annual7% annual
100
EUR3% annual4% annual
5% annual6% annual
5000 
RUB3%  annual 
4% annual5% annual6% annual



Deposit "Daromadi ustuvor"

The deposit is developed for people possessing free funds and interested in receiving monthly income from interest on deposits.

Deposit conditions:

Replenishment is allowed up to half of the maturity of the contract. Interest is calculated and paid monthly.

Interest rate:

Deposit minimum amountCurrency from 100 to 189 daysfrom 190 to 279 daysfrom 280 to 364 days365 days
1000National (TJS)
10% annual12% annual14% annual18% annual
100USD3% annual4% annual5% annual7% annual
100
EUR 
3% annual
4% annual
5% annual
6% annual
5000
RUB
3% annual
4% annual
5% annual
6% annual


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