Profit and loss statement

at 2017/09/30

Title items sep 30, 2017
Interest income 199 879 762
Interest expense (94 757 446)
Net expenses of loan losses (33 727 051)

NET INTEREST INCOME

71 395 265 
Net Income on foreign exchange operations  24 971 778 
Fee and commission income 112 558 799 
Fee and commission expense (38 285 456)
Other income 11 580 527 
NET NON-INTEREST INCOME
110 825 648 
TOTAL OPERATING INCOME 182 220 913
OPERATING EXPENSES (149 243 415)
PROFIT BEFORE INCOME TAX 32 977 498 
Income tax expense (7 584 824)
NET PROFIT 25 392 674 


at 2017/06/30

Title items June 30, 2017
Interest income 132 221 731 
Interest expense (62 175 494)
Net expenses of loan losses (29 209 168)

NET INTEREST INCOME

40 837 069 
Net Income on foreign exchange operations  10 404 653 
Fee and commission income 80 061 056 
Fee and commission expense (27 447 025)
Other income 6 781 046 
NET NON-INTEREST INCOME
 69 799 730 
TOTAL OPERATING INCOME 110 636 799 
OPERATING EXPENSES (93 237 898)
PROFIT BEFORE INCOME TAX 17 398 901 
Income tax expense (4 001 748)
NET PROFIT 13 397 153 


at 2017/03/31

Title items March 31, 2017
Interest income 63 687 801
Interest expense (30 349 825)
Net expenses of loan losses (11 683 765)

NET INTEREST INCOME

21 654 211
Net Income on foreign exchange operations  13 161 506
Fee and commission income 24 637 491
Fee and commission expense (8 891 394)
Other income 3 278 616
NET NON-INTEREST INCOME
 32 186 219
TOTAL OPERATING INCOME 53 840 430
OPERATING EXPENSES (44 178 179)
PROFIT BEFORE INCOME TAX 9 662 251
Income tax expense (2 222 319)
NET PROFIT 7 439 932


at 2016/12/31

Title items December 31, 2016
Interest income 259 534 158
Interest expense (121 076 581)
Net expenses of loan losses (76 576 650)

NET INTEREST INCOME

61 880 927
Net Income on foreign exchange operations 41 876 192
Fee and commission income 141 177 846
Fee and commission expense (45 084 330)
Other income 18 177 532
NET NON-INTEREST INCOME 156 147 240
TOTAL OPERATING INCOME 218 028 167
OPERATING EXPENSES (181 712 133)
PROFIT BEFORE INCOME TAX 36 316 034
Income tax expense (10 278 069)
NET PROFIT 26 037 965


at 2015/12/31

Title items December 31, 2015
Interest income 248 370 067
Interest expense (102 425 963)
Net expenses of loan losses (61 888 254)
NET INTEREST INCOME   84 055 850
Net Income on foreign exchange operations (190 161 686)
Fee and commission income 391 515 921
Fee and commission expense (71 446 873)
Other income 12 596 006
NET NON-INTEREST INCOME 142 503 368
TOTAL OPERATING INCOME 226 559 218
OPERATING EXPENSES (188 122 625)
PROFIT BEFORE INCOME TAX 38 436 593
Income tax expense (12 198 533)
NET PROFIT   26 238 060


at 2014/12/31

Title items December 31, 2014
Interest income 199 855 699
Interest expense (77 611 409)
Net expenses of loan losses (18 173 596)
NET INTEREST INCOME 104 070 694
Net Income on foreign exchange operations (138 484 235)
Fee and commission income 334 363 130
Fee and commission expense (44 398 610)
Other income 10 850 567
NET NON-INTEREST INCOME 162 330 852
TOTAL OPERATING INCOME 266 401 546
OPERATING EXPENSES (174 252 724)
PROFIT BEFORE INCOME TAX 92 148 822
Income tax expense (25 372 819)
NET PROFIT 66 776 003


at 2011/12/31

Interest income 70 540 522
Interest expense (30 696 170)
FCPL on loans (5350224)
Net interest income 34 494 128
Net income on operation with foreign currency 
22 091 416
Income on services and commissions31 962 494
Paid expenses on  services and commissions(4 987 644)
Other income12 425 758
Net non-interest income60 492 024 
Operating income94 986 152
Operating expenses(71 201 552)
Net profit before taxes23 784 600
Corporate tax(7 587 636)
Net profit16 196 964

 
    
 


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