Profit and loss statement

on 31/12/2013

Interest income       135 594 406
Interest expense       (56 429 697)
Net expenses of loan losses         (1 553 350)
NET INTEREST INCOME       77 611 359
Net Income on foreign exchange operations       (29 788 476)
Fee and commission income       151 833 241
Fee and commission expense       (22 066 552)
Other income           6 470 577
NET NON-INTEREST INCOME      106 448 790
TOTAL OPERATING INCOME     184 060 149
OPERATING EXPENSES      (117 236 997)
PROFIT BEFORE INCOME TAX       66 823 152
Income tax expense       (18 955 801)
NET PROFIT       47 867 351


on 31/12/2015

Title items December 31, 2015
Interest income 248 370 067
Interest expense (102 425 963)
Net expenses of loan losses (61 888 254)
NET INTEREST INCOME   84 055 850
Net Income on foreign exchange operations (190 161 686)
Fee and commission income 391 515 921
Fee and commission expense (71 446 873)
Other income 12 596 006
NET NON-INTEREST INCOME 142 503 368
TOTAL OPERATING INCOME 226 559 218
OPERATING EXPENSES (188 122 625)
PROFIT BEFORE INCOME TAX 38 436 593
Income tax expense (12 198 533)
NET PROFIT   26 238 060


on 31/12/2014

Title items December 31, 2014
Interest income 199 855 699
Interest expense (77 611 409)
Net expenses of loan losses (18 173 596)
NET INTEREST INCOME 104 070 694
Net Income on foreign exchange operations (138 484 235)
Fee and commission income 334 363 130
Fee and commission expense (44 398 610)
Other income 10 850 567
NET NON-INTEREST INCOME 162 330 852
TOTAL OPERATING INCOME 266 401 546
OPERATING EXPENSES (174 252 724)
PROFIT BEFORE INCOME TAX 92 148 822
Income tax expense (25 372 819)
NET PROFIT 66 776 003


on 31/12/2011

Interest income 70 540 522
Interest expense (30 696 170)
FCPL on loans (5350224)
Net interest income 34 494 128
Net income on operation with foreign currency 
22 091 416
Income on services and commissions31 962 494
Paid expenses on  services and commissions(4 987 644)
Other income12 425 758
Net non-interest income60 492 024 
Operating income94 986 152
Operating expenses(71 201 552)
Net profit before taxes23 784 600
Corporate tax(7 587 636)
Net profit16 196 964

 
    
 


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